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https://www.embracehomeloans.com/location/alabama/mobile/david-keenum
Producing Sales Manager NMLS# 491815
David Keenum is a trusted mortgage professional in Mobile, AL 36695
Embrace Home Loans is proud to have Senior Loan Officer, David K Keenum, Jr. as a part of the Embrace Home Loans family. David was born in Birmingham, Alabama and attended the University of Alabama-Birmingham. In 1997 David moved to Mobile, Alabama. He is married to his amazing wife and has two ...
2024-2022
5 (5 stars)
Cheyeanna O. from Mobile, AL
Completed transaction in May 17, 2026
Before I spoke with David I was working with Veterans United . Veteran United gave me a check list of all the things that I would need to do to get approved for a loan and once I completed the list the lender wanted me to wait 8 months before they would approve me. It broke my heart and my motivation to buy a home was very low. I gave up until Kelly Goree referred me to David. He called me and we spoke about buying a home . I gave him my info and within a matter minutes I was approved to purchase a home. I am now
5 (5 stars)
Derrick E. from Mobile, AL
Completed transaction in May 10, 2026
When I ask a question he answered when I call he answered or call right back
5 (5 stars)
Latonya L. from Atmore, AL
Completed transaction in May 09, 2026
David and his team waa great! I will recommand you every chance I can!! Thanks so much!!
5 (5 stars)
Teresa W. from Fairhope, AL
Completed transaction in May 09, 2026
I appreciate that when I had questions, I was able to talk to David. He helped find the best solution for my situation and provided valuable information about the process, what to expect, what was next. This was not the first home I have purchased, but it was the easiest and the most honest. Other companies add fees between the time you sign the agreement and the final signing. Thank you David for your help and honesty.
5 (5 stars)
Charles H. from Bay Minette, AL
Completed transaction in May 02, 2026
David Keenum made it great. he's the best loan officer I've ever worked with.
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. David Keenum can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with David Keenum at our Mobile branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Mobile and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, David Keenum is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. David Keenum will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. David Keenum will walk you through your options and help you find the right fit.
4.97 (230 Reviews)
