Lisa Wheeler is a trusted mortgage professional and Senior Loan Officer, serving borrowers in Florida, Virginia, Arkansas, Colorado, and Alabama. Known for her fast, creative, integrity-driven approach to lending, Lisa specializes in simplifying the mortgage jargon and works to help her clients reach their financial goals without the stress often associated with the mortgage process.

Before joining Embrace Home Loans, Lisa spent years at Churchill Mortgage building a reputation for listening closely, structuring smart solutions, and educating borrowers in ways that make the process feel approachable, not overwhelming. She chose Embrace because its culture, pricing, technology, and client-first philosophy align with her commitment to doing what is right for the borrower, every time.

The expanded product suite at Embrace gives Lisa’s clients a real advantage. She offers strategies designed to strengthen purchasing power and reduce monthly payments. This includes Down Payment Assistance, FHA, VA, Conventional, Jumbo, bank statement loans, investor-focused solutions,1099 loans, ITIN loans, and other non-conforming options. These tools allow her to support first-time buyers, move-up buyers, investors, and homeowners seeking long-term financial stability.

Lisa is a Certified Mortgage Planning Specialist (CMPS®), a Dave Ramsey certified financial coach, a recipient of The Fearless Award from ARISE Church at Brandon, and a highly decorated pickleball competitor. She is a former board member and active supporter of The Angel Foundation FL, which serves families facing a life-threatening illness or catastrophic event.

Originally from Hamburg, New York, Lisa now calls the Tampa Bay area her home base — though she and her husband travel the country in their RV to meet with clients, real estate partners, friends, and family. She is the proud mom of three adult sons and a bonus daughter. Outside of lending, Lisa enjoys pickleball, comedy, scuba diving, Renaissance festivals, bluegrass music, volunteering, and connecting with people wherever she goes.

Her perfect day unfolds with morning prayer and coffee shared with her husband, competitive pickleball, exploring her current surroundings, and unwinding around a campfire among friends to finish out her day.

If you are looking for someone who brings creativity, clarity, and genuine care to every step of the home financing journey, Lisa Wheeler is ready to help. Contact her today to explore mortgage options, compare strategies, and begin working with a trusted mortgage professional committed to serving you now and in the future.