4.85 (142 Reviews)
About Moises
Moises Alvarez is a mortgage loan officer at Embrace Home Loans who brings a high energy, positive, and dedicated approach to helping people navigate home financing. Be...
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Moises Alvarez
Senior Loan Officer NMLS# 267908
Moises Alvarez is a trusted mortgage professional in Tampa, FL 33607
See what other homeowners have to say about me
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Moises Alvarez
5 (5 stars)
Sowj S.
Completed transaction in February 2026
Moises Alvarez came highly recommended by my Casanova Team, and working with him exceeded every expectation. From day one, he gave us a clear and honest picture of the process and what it would take to close successfully. His communication was outstanding—consistent updates, always available, and never missed a call. What he promised, he delivered. Thanks to his professionalism and dedication, we closed smoothly for a first-time homebuyer. Truly an amazing mortgage broker and a pleasure to work with.
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Moises Alvarez
5 (5 stars)
Xavier T.
Completed transaction in January 2026
It was a pleasure working with Embrace to secure our home loan. They made it very easy, every step of the way
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Moises Alvarez
5 (5 stars)
Tracy S.
Completed transaction in December 2025
Moises made the whole process so easy. He kept me informed and was always reachable if I had any any questions or concerns.
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Moises Alvarez
4 (4 stars)
Narianna K. from Miami, FL
Completed transaction in December 2025
Knowledge of the area, ease and frequency of communication as first time buyers with tons of questions. We felt very supported compared to other loan companies we explored.
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Moises Alvarez
5 (5 stars)
Gabriel H. from Miami Shores, FL
Completed transaction in November 2025
Moises and his team are amazing, very professionals, dedicated, i'm so happy to count on them on the hall process of my mortgage they helping me all the time!
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APPLY NOWTampa, FL Mortgage Loan Officers
1408 N. Westshore Blvd, Ste 706
FL 33611 USTampa, FL 33607
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Frequently asked questions
Yes. Moises Alvarez can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Moises Alvarez at our Tampa branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Tampa and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Moises Alvarez is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Moises Alvarez will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Moises Alvarez will walk you through your options and help you find the right fit.
