About Chris
As a Producing Sales Manager in our Viera, FL location, Chris is responsible for originating loans, assisting homebuyers, and making dream homes come true.
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https://www.embracehomeloans.com/location/florida/viera/chris-wurtzbacher
Producing Sales Manager NMLS# 379645
As a Producing Sales Manager in our Viera, FL location, Chris is responsible for originating loans, assisting homebuyers, and making dream homes come true.
2023-2022
5 (5 stars)
Diane C. from Palm Bay, FL
Completed transaction in April 03, 2026
Responds quickley, knows his business, great with clients.
5 (5 stars)
Dianelys L. from Palm Bay, FL
Completed transaction in April 03, 2026
Chris is very easy to reach to and he solve problems in a timely manner. He is the best.
5 (5 stars)
Jaden T. from Cocoa, FL
Completed transaction in March 28, 2026
Chris was very helpful every step of the way and had amazing coordination with us the entire time.
5 (5 stars)
Mason L. from Titusville, FL
Completed transaction in March 18, 2026
Chris made everything so easy for us as first-time home buyers. He was willing and skilled at stepping back and explaining every step of the process. Chris was also on top of everything and extremely communicative. I couldn't have asked for a better experience.
5 (5 stars)
Kimberly M. from Titusville, FL
Completed transaction in March 18, 2026
Always great to work with!
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Chris Wurtzbacher can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Chris Wurtzbacher at our Viera branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Viera and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Chris Wurtzbacher is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Chris Wurtzbacher will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Chris Wurtzbacher will walk you through your options and help you find the right fit.