4.95 (509 Reviews)
About Chris
As a Producing Sales Manager in our Viera, FL location, Chris is responsible for originating loans, assisting homebuyers, and making dream homes come true.
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https://www.embracehomeloans.com/location/florida/viera/chris-wurtzbacher
Chris Wurtzbacher
Producing Sales Manager NMLS# 379645
Chris Wurtzbacher is a trusted mortgage professional in Viera, FL 32940
2023-2022
See what other homeowners have to say about me
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5.0 (5.0 stars)
Tammy A. from Melbourne, FL
Completed transaction in August 30, 2026
Chris stayed on top of all items and made sure we obtained the lowest rate possible at the time.
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5.0 (5.0 stars)
Diane C. from Melbourne, FL
Completed transaction in August 26, 2026
responsive and eay to reach
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5.0 (5.0 stars)
Charles A. from Melbourne, FL
Completed transaction in August 26, 2026
Chris kept us informed throughout the entire process we never fealt confused or surprised by anything.
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5.0 (5.0 stars)
Travis Inman .
Completed transaction in August 22, 2026
Chris and Embrace Home Loans were fantastic during our recent home purchase. They were clear about the documents that would be needed. They were prompt in responding to questions. They were encouraging throughout the entire process. I have already recommended Chris to a family member who is looking to purchase soon. I would not hesitate to recommend Chris and his team to anyone.
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5.0 (5.0 stars)
Travis I. from Cocoa, FL
Completed transaction in August 22, 2026
Chris and Embrace Home Loans were fantastic to work with on our recent home purchas. Chris and his team were clear about the documents we needed, very prompt in responding to questions and very encouraging throughout the proces. I have already recommended them to some family m who are purchasing soon. I would not hesitate to recommend them to anyone.
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Frequently asked questions
Yes. Chris Wurtzbacher can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Chris Wurtzbacher at our Viera branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Viera and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Chris Wurtzbacher is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Chris Wurtzbacher will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Chris Wurtzbacher will walk you through your options and help you find the right fit.
