https://www.embracehomeloans.com/media/ocdjvcgk/wbloom_bio72.jpg
https://www.embracehomeloans.com/location/maryland/columbia/bill-bloom
Senior Loan Officer NMLS# 65557
Bill Bloom is a trusted mortgage professional in Columbia, MD 21044
William Bloom is a Senior Loan Officer joining us in Columbia, MD, to help borrowers achieve their home financing goals with solutions tailored to their unique needs. Bill focuses on loan origination, with former stops working in a similar capacity at Bank of America, Capital One, and PNC Bank. ...
5 (5 stars)
Stephanie M. from Milton, DE
Completed transaction in February 2026
Bill was always available for any and all questions. He stayed on top of our loan amd and was able to help us navigate what can be a stressful time and made it easy. Would definitely recommend Bill to help anyone with a loan
5 (5 stars)
Jon Mclean .
Completed transaction in February 2026
Bill Bloom and his team Katie Evans and Kelly McCullough came through with another cash out refinance. I'm grateful to have been put on to Bill at Embrace home loans previously. And I'm grateful for all of the teams help and time, in my second time using them. They are professional kind courteous helpful, willing to get involved to help facilitate matters to get to the end result, which was closing. I have a very difficult fluid situation with a lot of moving Parts where the majority of lenders would probably not work with me. I highly recommend bill and embrace home loans. I will be using them a third time in approximately a year for the final piece of my situation.
5 (5 stars)
Amber S. from Finksburg, MD
Completed transaction in March 2025
Bill was very informative, encouraging and patient. As a first time homebuyer, lots of questions come up and Bill answered every one of them with ease! Bill made the process less stressful and calmed any anxiety! It was a pleasure working with Bill!
5 (5 stars)
Cole B. from Berlin, MD
Completed transaction in March 2025
I had a GREAT experience with Bill because of his professionalism, clear communication, and personalized service. He took the time to explain every step of the process and answered all my questions, making me feel confident and well-informed throughout. His responsiveness and attention to detail were outstanding, and he worked hard to ensure everything went smoothly. I truly felt supported and valued as a client.
5 (5 stars)
Spencer W. from Ellicott City, MD
Completed transaction in February 2025
Bill felt like a true partner and provided lots of helpful information on the home buying process. He and the team were always available via phone call or text and were always quick with responses.
Explore your options and take advantage of your mortgage opportunities
APPLY NOW
6100 Merriweather Drive, Suite 220,
MD 21030 USColumbia, MD 21044
Yes. Bill Bloom can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Bill Bloom at our Columbia branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Columbia and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Bill Bloom is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Bill Bloom will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Bill Bloom will walk you through your options and help you find the right fit.
4.96 (205 Reviews)
