Marty Scovitch

Marty Scovitch

Senior Loan Officer   NMLS# 144260

orange star4.94 (585 Reviews)

5 stars

Marty Scovitch is a trusted mortgage professional in Columbia, MD 21044

About Marty

"Marty", as many of his thousands of repeat customers call him, is no stranger to the mortgage industry and is currently in his 29th year of assisting homeowners. For nearly a decade he owned and operated the mortgage brokerage firm, Interstate Funding Corporation. He joined Embrace Home Loans i...

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Embrace Home Loans Presidents club Award 2020

2020

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See what other homeowners have to say about me
  • 5.0 (5.0 stars)

    If you're an investor looking at a DSCR loan, Marty is your guy. This was my first one and I had no idea how the process worked, but he knew the product inside and out and walked me through every part of it. He kept me updated even when things got bumpy, and chased down every detail on my behalf. What I appreciated most is that he understood my investor goals and worked with me even as a first-timer qualifying on the property's income instead of the traditional route. Quick, honest, and genuinely in my corner. If you want a lender who actually knows DSCR financing and treats you like a person, go with Marty and his team!

  • 5.0 (5.0 stars)

    I can't say enough good things about Marty. Buying my first investment property was a big step, and I came in with a lot of questions and honestly a lot of nerves. Marty and his team made the whole thing so much easier. No matter what time of day, he picked up the phone and walked me through whatever I was worried about, and never once made me feel like I was asking too much. What I appreciated most is that he got my long-term goals, not just this one deal. Patient, honest, and really in my corner. I'll definitely be back for the next one.

  • 5.0 (5.0 stars)

    I have been in real estate for 30 years and have worked with countless loan officers. Marty Scovitch is, without question, the best loan officer I have ever worked with. Marty is knowledgeable, responsive, honest and absolutely relentless when it comes to taking care of his clients. He communicates throughout the entire process, anticipates problems before they become problems and consistently finds solutions when other lenders would simply make excuses. When Marty tells me a buyer is qualified or a loan will close, I trust him completely—and that kind of confidence is invaluable in this business. Just as important, Marty genuinely cares about people. My clients never feel like another loan in a pipeline. He takes the time to explain everything, answers every question and makes them feel supported from application through closing. He also understands that his work reflects on me, and he treats every referral with the same care and professionalism that I would. There are plenty of competent loan officers in this industry. Marty is in a different class. Embrace is incredibly fortunate to have him, and I sincerely hope the company understands just how exceptional he is. I would recommend Marty without hesitation to any buyer, real estate agent or industry professional. He is simply the best.

  • 5.0 (5.0 stars)

    Marty and the team were an absolute joy to work with while going through the home buying process. You can tell he is passionate and very thorough with his work. Highly recommend!

  • 5.0 (5.0 stars)

    Marty is extremely knowledgeable in his career field as a loan officer. This is my 2nd time utilizing his services for the purposes of purchasing a home. His communication is top tier and he's professional at all times. I'll always recommend him to my family and friends.

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Frequently asked questions

Yes. Marty Scovitch can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Marty Scovitch at our Columbia branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Columbia and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Marty Scovitch is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Marty Scovitch will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Marty Scovitch will walk you through your options and help you find the right fit.

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