Tim Brown is a trusted mortgage lender in Odenton, Maryland, serving homebuyers and homeowners across Anne Arundel County and the Greater Washington, District of Columbia area. He also maintains deep, long-standing connections to Massachusetts, with a particular focus on Martha’s Vineyard and the Cape and Islands. This blend of Maryland and Massachusetts expertise allows Tim to guide buyers in Odenton and surrounding towns, as well as clients looking for an experienced home loan expert in Martha’s Vineyard and coastal Massachusetts.

Tim has a proven track record of guiding clients through complex home financing with clarity and confidence. Since joining Embrace Home Loans, he has leveraged access to Jumbo loan portfolios and exclusive programs to help buyers — particularly non-QM borrowers in competitive markets like Martha’s Vineyard — move quickly and confidently toward homeownership. His approach emphasizes attentive service, clear communication, and a smooth, stress-free process from preapproval to closing.

Born in Silver Spring, Maryland, and raised in North Potomac, Tim now lives in Odenton with his wife, Kristin, and their two daughters, Tabitha and Thea. Outside of work, he enjoys jazz music, reading, and long morning walks. His perfect day includes a clean closing for his clients, quality time with the family and ending the evening with a martini, relaxing cigar and great music.

With a reputation for being level-headed, attentive, and trustworthy, Tim is more than a mortgage lender — he’s a dedicated partner helping families in Maryland, the Greater Washington, District of Columbia area, Martha’s Vineyard, and the Cape and Islands achieve their homeownership dreams.

Ready to buy, refinance, or explore your home financing options? For clear guidance, personalized service, and a seamless home loan experience, contact Tim Brown, your trusted Odenton, Maryland mortgage lender and home loan expert serving homebuyers and homeowners across Anne Arundel County, the Greater Washington, District of Columbia metro area, and clients seeking expert mortgage support in Martha’s Vineyard and the broader Massachusetts coastal market.