Michael Haggerty

Michael Haggerty

Senior Loan Officer   NMLS# 525740

orange star4.88 (147 Reviews)

5 stars

Michael Haggerty is a trusted mortgage professional in Rockville, MD 20850

About Michael

Mike Haggerty is a dedicated mortgage advisor with over 30 years of experience helping clients achieve their homeownership goals across Washington, D.C., Maryland, Virginia, and Delaware. For the past seven years, he has proudly partnered with Embrace Home Loans, where he continues to provide ex...

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  • 5 (5 stars)

    Mike made the entire home-buying process an amazing experience from start to finish. He was attentive, knowledgeable, and incredibly thoughtful every step of the way. Communication was constant throughout the entire process, and he was always willing to run numbers and walk us through countless scenarios to help us feel confident in our decisions. Thanks to his efficiency and dedication, we closed on our home in 30 days or less — so quickly that the sellers actually needed extra time to move out! We truly could not have asked for a better loan officer and would highly recommend Mike to anyone looking for a smooth, stress-free experience.

  • 5 (5 stars)

    Mike was amazing to work with at every single step of the process!

  • 5 (5 stars)

    Every part of the process and rate

  • 5 (5 stars)

    Excellent service

  • 5 (5 stars)

    Working with Mike and Embrace Home Loans was a seamless and positive experience. He was always responsive, courteous, and very capable. Mike was wonderful to work with.

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Frequently asked questions

Yes. Michael Haggerty can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Michael Haggerty at our Rockville branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Rockville and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Michael Haggerty is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Michael Haggerty will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Michael Haggerty will walk you through your options and help you find the right fit.

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