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https://www.embracehomeloans.com/location/new-hampshire/salem/mackenzie-smerdon
Senior Loan Officer NMLS# 2168053
Mackenzie Smerdon is a trusted mortgage professional in Salem NH 03079
Kenzi Smerdon brings extensive experience and a reputation for exceptional service to her role as Senior Loan Officer at Embrace. With a steadfast commitment to transparency, Kenzi ensures her clients feel informed and empowered throughout the home-buying journey. Her deep knowledge of the mortg...
2025
5 (5 stars)
Heather T. from Merrimack, NH
Completed transaction in July 18, 2026
i dont even know how to put into words how AMAZING mackenzie and her team was. from our first interaction to the closing of our new home she was there for us, every question we had (Silly or not ) step by step explained every little detail. Being first time home buyers this was a new experience and it was a phenomenal one. my faimly and i are more than grateful and i would recommend her and her team to anyone and everyone. 100000%! THANK YOU MACKENZIE for helping us with the purchase of our forever home!
5 (5 stars)
Mitchell Philippe .
Completed transaction in July 09, 2026
4 (4 stars)
Mitchell P. from Hillsborough, NH
Completed transaction in July 09, 2026
Very helpful, easy going and quick with responses!
4 (4 stars)
Amber P. from Hillsborough, NH
Completed transaction in July 09, 2026
Quick and easy process
5 (5 stars)
Alfred D. from Manchester, NH
Completed transaction in July 05, 2026
She was informative, caring and Went above and beyond. very consumer centric
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Mackenzie Smerdon can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Mackenzie Smerdon at our Salem branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Salem and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Mackenzie Smerdon is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Mackenzie Smerdon will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Mackenzie Smerdon will walk you through your options and help you find the right fit.
4.97 (111 Reviews)
