Michael Puorro

Michael Puorro

Producing Sales Manager   NMLS# 267438

orange star4.94 (319 Reviews)

5 stars

Michael Puorro is a trusted mortgage professional in Basking Ridge, NJ 07920

About Michael

Michael Puorro is our newest Sales Manager at Embrace Home Loans located in Basking Ridge, New Jersey. He is a graduate of Villanova University and brings 17 years of frontline experience to our team from Caliber Home Loans, Investors Savings Bank, Metlife, and Countrywide Home Loans. Michael kn...

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Embrace Home Loans Presidents club

2025-2023

Chairmans Club Award

2024

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See what other homeowners have to say about me
  • 4 (4 stars)

    Chantelle Perkins was absolutely wonderful. If it wasn't for her constanting checking in with me and offering assistance, I might have gotten discouraged. Her customer service was superior to what I've experienced from other financial institutions. Some of the other folks I dealt with were not so good at providing information and answering questions. That was why I did not give the highest rating. Chantelle answered my questions immediately and followed up on any concerns I had. I give my interactions with Chantelle the absolute highest ranking. When I recommend Embrace Home Loan to anyone, I'll tell them to make sure they are working with Chantelle.

  • 4 (4 stars)

    Muchael and his team worked hard and fast to make this transaction easy. we appreciate it Thanks

  • 5 (5 stars)

    I always feel confident referring my buyers to Michael and Matt. As always, they took the time to patiently answer every question along the way, which makes a huge difference especially for buyers who are navigating the process for the first time. The commitment came together quickly, and the loan closed right on time with no last-minute surprises, which is exactly what you want in this business. What really sets them apart is their Appraised Value Waiver Program. I’ve never seen another lender offer anything like it, and it’s proven to be an invaluable tool for my clients. I highly recommend Michael, Matt, and their entire team to any agent looking for a lending partner that will take great care of their buyers.

  • 4 (4 stars)

    The communication from the team was top-notch on a 30-day closing. The team was able to provide detailed instructions on what was required and by when. It was a pleasure having Michael and his team on my side for closing.

  • 5 (5 stars)

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Michael Puorro

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Frequently asked questions

Yes. Michael Puorro can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Michael Puorro at our Basking-Ridge branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Basking-Ridge and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Michael Puorro is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Michael Puorro will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Michael Puorro will walk you through your options and help you find the right fit.

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