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https://www.embracehomeloans.com/location/virginia/fairfax/jimmy-hummer
Senior Loan Officer NMLS# 483841
Jimmy Hummer is a trusted mortgage professional in Fairfax, VA 22030
Jimmy joins the mortgage team at Embrace as a senior mortgage loan officer. His experience in the mortgage industry spans over 30 years. Jimmy made the move to Embrace to be part of a company that stays true to its core values. For 40 years, Embrace has made a strong commitment to bringing the b...
5 (5 stars)
James S. from Ashburn, VA
Completed transaction in July 19, 2026
Working with Mr. Hummer was an outstanding experience from start to finish. He was knowledgeable, responsive, and always took the time to explain every step of the mortgage process in a way that was easy to understand. I never felt left in the dark—he was proactive with updates, answered my questions quickly, and made what could have been a stressful process feel smooth and manageable. His professionalism, honesty, and dedication gave me confidence throughout the entire home-buying journey. He worked hard to make sure everything stayed on track for a successful closing and truly went above and beyond to help me secure my new home. I highly recommend Mr. Hummer to anyone looking for someone who genuinely cares about their clients and delivers exceptional service.
5 (5 stars)
Christopher Hummer .
Completed transaction in July 06, 2026
Jimmy went above and beyond at every step!
5 (5 stars)
Chris H. from Dumfries, VA
Completed transaction in July 06, 2026
Jimmy went above and beyond at every step!
5 (5 stars)
Asif M. from Fairfax Station, VA
Completed transaction in June 04, 2026
receptive , responsible
5 (5 stars)
Robyn C. from Dade City, FL
Completed transaction in May 31, 2026
Communication is number one in my books. He definitely knows how to make a transaction effortless. Great working with you.
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Jimmy Hummer can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jimmy Hummer at our Fairfax branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Fairfax and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jimmy Hummer is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jimmy Hummer will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jimmy Hummer will walk you through your options and help you find the right fit.
4.97 (58 Reviews)
